The Frieden Agency

Your Personal Financial Representative

Welcome to my website.

Before I delve into my experience and what I have to offer as Your Personal Financial Representative, let me share a little about me and my commitment to family and community. I was born and raised on the Peninsula, and never moved too far from home. My family and I reside in the Kingsmill community and I have been a resident of Williamsburg since 1990. I am married to Kathleen Tobin, who has been in mortgage banking for the last 25 years and has now joined my business team. . We have two terrific sons, Colin Michael a second year Graduate student at Old Dominion University and a pitching coach for Virginia Wesleyan college baseball team and Ryan Patrick , a sophomore at Christopher Newport College. We also have a dog, a Shiba Inu named Slyder!

 
My family and I enjoy the beach, jet skiing and golf during the summer days and snow skiing/snow boarding during the cool of winter.
 
I have always felt strongly about being active in community involvement. I have coached Youth league basketball in Williamsburg for 17 years. I also coached youth league baseball for 14 years and served on the Williamsburg Youth League executive board for 6 years. I am very proud that I have been a sponsor in the Big Brothers program for 4 years. My family and I are members of Campus Christian Ministries located on The College of William & Mary.  
 
Now, let me tell you why I feel that I am qualified to be Your Personal Financial Representative I have been in the financial services industry since 1987. I began my career with The Equitable Financial Services. I was recruited to The Frieden Agency, John Hancock in  1991 as a Sales Manager and  as an advisor. My practice has two areas of emphasis.
 
I.  Wealth Management:
I provide strategies to help investors to assist them with wealth accumulation, wealth preservation, wealth distribution and wealth transfer.
 
II.  Insurance Strategies:
I offer a variety of insurance plans. I provide employee benefit packages for our area businesses. I provide strategies which may help to reduce risk such as; life insurance, long term care insurance, disability income insurance and estate conservation for individuals and professionals.
 
 
As Your Personal Financial Representative, my role is to help you design and implement your financial blueprint.
 
My office is located in the beautiful Port Warwick community of Newport News.
 
 
Thank you for visiting my website
 
Michael T. McNulty
 
 

 
Calculators

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

More Calculators →

Newsletters

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

HOT TOPIC: Why Watch the Employment Situation

Labor reports showed some signs of improvement in the second half of 2011. This article takes a closer look at the official reports that track employment, factors that held back job creation after the recession officially ended, and whether recent gains are enough to spark more robust growth.

More Newsletters →